Do you think they are? There were no reports of death or serious harm even from today's 5.9 Central Virginia earthquake. Property owners would be wise to check their property carefully for damage, structural and tool.
Significant earthquake in Virginia; shaking was felt along much of the East Coast and inland, no structural damage to the owners should check their property, earthquakes are not covered by a standard homeowner's policy; Added scope, expensive like this article? Share it with others using this link http://bit.ly/ohAL6o :
Damage caused by motion of the Earth, including earthquakes, not covered by standard homeowners, mobile homeowner, condominium or renter's policy. So crack in your Fund and smashed China is your problem. That is, if you have a separate Rider or policy for coverage of the earthquake. This optional coverage is costly. Premiums for earthquake-prone areas can be several thousand dollars. Policies will also have a franchise as 10 or 15% of the insured value.
As we have seen this year, earthquakes can also cause tsunamis and floods. Again the standard homeowner policies exclude flood. If you have a separate policy for flood insurance, your property will be covered if the earthquake caused a tsunami that flooded your House. Earthquakes can cause fires, too. This is one of the related risk your landlord's policy will cover.
Earthquakes can damage vehicles and other equipment too. For example, damage to your car-from falling debris or flooding, would be covered by the comprehensive coverage of your auto policy section.
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